Category Archives: Ann Rutledge

R&R’s Rutledge on Need for Ratings Follow-Up

R&R Consulting principal Ann Rutledge is interviewed in an article on how to address the monopoly rating agencies currently enjoy, to the detriment of the debt market and the economy as a whole.
Read the full article by Vanessa Drucker, “Second Rate,” on the FundStrategy website.

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R&R’s Rutledge on the Need for Objective Rating of CDOs

R&R Consulting principal Ann Rutledge is interviewed at length on the Daily Finance website about the need for drastic reforms to address shortcomings in the CDO market highlighted by the Goldman Sach Abacus case.
Read the full interview by Peter Cohan, “Behind the $4 Trillion in CDOs: Sneaky Banks and Worthless Ratings,” Daily Finance, April 26, 2010

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Malfeasance, Not Exuberance, Was the Crux of the Crisis

David Fiderer recently explored the deeper ramifications of the Goldman Sachs controversy in a hard-hitting essay on Huffington Post entitled John Paulson Defends His Toxic CDOs By Insulting Everyone’s Intelligence.” R&R Consulting’s Ann Rutledge solicits his further thoughts on the subject.
Ann Rutledge (AR): David, this is a painstaking reconstruction of the milestones of public awareness (or […]

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R&R’s Rutledge on the Cassandras of the Mortgage Industry

R&R Consulting principal Ann Rutledge is quoted in an Associated Press article about the role of short-sellers in the mortgage securities debacle.
Read the article by Bernard Condon, “Does Goldman case tarnish Cassandras of the crash?”, Associated Press, April 21, 2010.

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R&R’s Rutledge on AIG’s Imploding Goldman CDOs

R&R Consulting Principal Ann Rutledge talks with Bloomberg Television about the “toxic” resecuritizations that doomed AIG.
Watch the Bloomberg telecast on YouTube, “Rutledge Says AIG Had ‘Recipe For Implosion’ With CDOs: Video,” and read a write-up on Bloomberg.com, “How Lou Lucido Let AIG Lose $35 Billion with Goldman Sachs CDOs.”

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When New Strategies Hit Credit Ratings

An article in the current issue of Corporate Board Member quotes R&R Consulting principals Sylvain Raynes and Ann Rutledge on the effects new corporate strategies can have on credit ratings. Read the full article by Sharon Kahn, “Why Risking a Lower Credit Rating Can Make Good Strategic Sense.”

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Rutledge Advises Bond Investors to Read the Footnotes — NY Times

A New York Times articles on the risks and yields of investing in bonds quotes R&R Consulting principal Ann Rutledge, who cautions investors to seek qualified advice and carry out their own research on bond issues. Read the full article by Geraldine Fabrikant, “In Bonds, a Balance of Risks and Yields,” The New York Times, […]

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Rutledge in American Banker: “Skin in the Game” Can’t Replace Facts

A common diagnosis of the housing debacle is that lenders lacked “skin in the game,” and so made loans without regard to risk. A proposed overhaul of financial regulation being debated in Congress would require securitizers of mortgages to keep, at minimum, between 5% and 10% interest in the pools. The bigger question is whether […]

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Rutledge on the Paradox of Securitization

R&R Consulting’s Ann Rutledge notes that the financial crisis has demonstrated the need for new fraud risk models to facilitate sound economic decisions within the capitalist framework. Paradoxically, while improper use of securitization  brought on the financial crisis, properly implemented securitization models could help revive the economy by recycling capital more efficiently and transparently.
Read “The Paradox […]

Also posted in risk measurement, structured securities, subprime mortgage crisis | Leave a comment

NY Times: Rutledge’s Warning on Stale Credit Ratings

R&R Consulting’s Ann Rutledge comments on the importance of updating structured security ratings — a service provided by R&R’s patented ABSTRAK technology — in “When Bond Ratings Get Stale” by Gretchen Morgenson, The New York Times, October 10, 2009.

Also posted in Rating Agencies, structured securities | Leave a comment
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